You might be scratching your head, wondering, “What do I need a broker for?” Here’s our two cents.
A broker can give you professional advice. Part of a broker’s role to its client is advisory in nature. A broker, based on its experience, can provide you insight and professional advice on your insurance needs and coverage. The fine print? We read it and explain to you the implications. Sometimes, we even write it. Insurance isn’t easy to understand so we make it our job to explain it to you.
A broker can effectively negotiate on your behalf. Since a broker eats, lives, and breathes insurance, we can actually obtain and negotiate for more competitive premiums or structure policies that more adequately capture your risks. A broker’s inside position in the industry is also useful in the event of claims as a broker can work with you and the insurance company to ensure your claim is settled fairly and promptly.